Unsecured Credit Card
DIFFERENCE BETWEEN SECURED AND UNSECURED CREDIT CARDS
Numerous consumers participate in credit card spending because of its convenience. Basically, when you have a credit card, you don’t need to worry about cash shortage. There are two types of credit cards: secured and unsecured. The difference between secured and unsecured credit cards will be discussed in this article. Unsecured credit cards are only issued to consumers who have a ‘good credit... [Read more]
Credit Card Fraud
Credit card fraud is something we would never want in our lives. Some credit card companies do not protect credit card holders against credit card fraud. Credit card fraud encompasses a wide range of illegal activities that occur with your credit card, these include theft fraud, identity theft and skimming. Credit card fraud is committed by using a credit card as a fraudulent source of funds in a... [Read more]
What is Credit
I am sure when you were younger you saw people around you using this magical piece of plastic card called ‘credit card’ which can be used when they have no cash . Off course as you are older now you realize that it is simply a type of credit facility. This is the most widely used type of credit in the world by households. When you buy goods or uses a service today and pay for them at a later... [Read more]
Consumer Credit Counseling
In today’s world we are all bombarded almost everyday about our credit. Therefore we need to educate our self about credit and far more consumer credit. At some point in time it will be useful. Consumer credit counseling can be used as an alternative instead of filing for bankruptcy as it provides you with the tools to mitigate your credit situation. In a nutshell consumer credit counseling is... [Read more]
Cash advance
In the world of credit cards there are still vendors which requiring immediate cash payments. Yes after all you went through to get a credit card, they still want cash. It is almost useless to take out a small loan to pay a vendor; this really does not make sense. We can however use our credit card facility, where we can withdraw this amount in cash and is charged on the balance in the credit card.... [Read more]
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